What Expenses Are Covered Under Indiana's Victim Compensation Program?

What Expenses Are Covered Under Indiana’s Victim Compensation Program?

Victims of violent crime often face unexpected financial burdens. Indiana’s Victim Compensation Program (VCP) provides essential relief by reimbursing certain crime-related expenses.

As of 2025, victims and their dependents may qualify for up to $20,000 in total benefits—including $15,000 for injury- or death-related costs and an additional $5,000 for funeral and burial.

This guide explains exactly what expenses are covered, which costs are excluded, and recent program updates.

Expenses Covered Under Indiana’s Victim Compensation Program

The program focuses on direct, crime-related costs that victims or their families cannot recover from other sources like insurance or restitution.

CategoryWhat’s CoveredLimits & Notes
Medical & Health CareHospital, surgery, dental, optometry, ambulance, lab tests, x-rays, prescriptions, physical therapyWithin $15,000 injury/death cap; must be incurred within 2 years
Mental Health CounselingCounseling for victims and dependentsUp to $3,000
Lost WagesVerified lost income due to injury or treatmentCovered under total cap
Loss of SupportAssistance for dependents if victim is killedProof of dependency required
Child Care ServicesCosts incurred due to treatment or appointmentsIncluded under total award
Attorney FeesLimited reimbursement for successful appeals within the programOnly in Victim Compensation Program appeal cases
Funeral & BurialBurial, cremation, basic funeral chargesUp to $5,000, in addition to $15,000 cap
Crime-Scene CleanupCleanup of blood or bodily fluidsEligible for crimes after July 1, 2022
Security RepairsReplacement of windows or door locks after a qualifying crimeEligible for crimes after July 1, 2022

Expenses Not Covered

The program does not cover everything. Victims should know the following are excluded:

  • Property damage (other than locks/windows in qualifying cases)
  • Relocation or moving costs
  • Rent, utilities, food, or lodging expenses
  • Burial-related extras (clothing, flowers, food)
  • Pain and suffering damages
  • Unverified or undocumented expenses
  • Most attorney fees, except limited appeal-related
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Eligibility Notes

  • The crime must have occurred in Indiana.
  • The victim must have suffered bodily injury or death.
  • The incident must be reported within 72 hours (exceptions apply in sexual assault cases).
  • Medical expenses must be incurred within 2 years of the crime.
  • Out-of-pocket costs must total at least $100.
  • Claims must be filed within 2 years of the incident.

Indiana’s Victim Compensation Program ensures victims of violent crimes receive financial relief for the most critical costs, including medical treatment, counseling, lost wages, funerals, and limited safety repairs.

With clear limits and strict eligibility rules, understanding the covered and excluded expenses is key to successfully filing a claim. For many victims, this program serves as a vital resource during one of life’s most challenging times.

FAQs

Does the program cover relocation or hotel costs if I feel unsafe?

No, moving, travel, and hotel expenses are not covered.

Is the $3,000 counseling limit separate from the overall maximum?

Yes, counseling has a specific $3,000 cap, but total reimbursement still cannot exceed the program’s maximum benefit.

Can property damage like stolen items or vehicle damage be reimbursed?

No, property loss is not covered, except for window or lock replacement in qualifying crimes after July 1, 2022.

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