The Indiana Victim Compensation Program (IVCP) provides financial relief to victims of violent crimes who face medical bills, counseling expenses, or funeral costs.
However, the program has strict eligibility requirements, and not all applicants qualify. Understanding who is not eligible is essential before applying, so that victims and their families don’t face unexpected denials.
Who Is Not Eligible for Indiana Victim Compensation Program?
| Disqualifier | Explanation |
|---|---|
| No bodily injury | Property-only losses like theft or vandalism are not covered; the crime must involve bodily injury or death. |
| Crime outside Indiana | Only crimes that occur in Indiana are eligible. Out-of-state crimes are excluded. |
| Late reporting | Failure to report the crime to law enforcement within 72 hours usually results in ineligibility. |
| Late application | Applications filed after 180 days from the crime are typically denied unless exceptions apply. |
| Contributory conduct | Victims who contributed to their injury or were committing a crime at the time are not eligible. |
| Incarceration | Victims confined in prison or jail when injured are excluded. |
| Vehicle-related limits | Most motor vehicle accidents, such as hit-and-run, are not covered unless the driver was intoxicated or criminally negligent. |
| High net worth | Victims with a net worth greater than $200,000 at the time of the crime cannot qualify. |
| Excess collateral sources | If insurance or other sources cover more than $15,000, the claim will not be accepted. |
| Minimal expenses | Victims with less than $100 in out-of-pocket costs do not qualify. |
Key Disqualification Rules Explained
1. Reporting and Filing Deadlines
Victims must report crimes to police within 72 hours and submit claims within 180 days. Missing these deadlines is one of the most common reasons for denial. Exceptions may apply in child abuse or special circumstances, but victims should act quickly.
2. Financial Restrictions
The program is designed to help those who truly need financial support. Victims with net worth over $200,000 or with insurance/compensation exceeding $15,000 are not eligible. The program only steps in when other financial resources fall short.
3. Victim’s Conduct
If the victim was committing a crime, attempting to commit one, or contributed to the incident, they are automatically disqualified. This rule ensures the program helps innocent victims rather than those engaged in criminal activity.
4. Motor Vehicle Incidents
Injuries from traffic accidents are generally excluded unless tied to a DUI, reckless driving, or intentional harm. Simple hit-and-runs or non-criminal collisions are not covered.
5. Prison or Jail Incidents
Victims injured while incarcerated are excluded from applying. The program does not cover individuals confined in correctional facilities.
While the Indiana Victim Compensation Program offers essential financial relief, it comes with strict rules. Victims who fail to meet deadlines, have high financial resources, or were involved in criminal activity are not eligible.
Understanding these disqualifiers ahead of time can save applicants from frustration and help them explore other assistance options.
FAQs
What if I reported my crime late but had a valid reason?
Some exceptions exist, especially in cases of child abuse or situations where victims were unable to report immediately. Always provide documentation.
Can I apply if my insurance already paid most of my bills?
If your insurance or other sources covered more than $15,000, your claim will be denied. Lesser amounts reduce your award.
Are property losses like stolen goods covered?
No. The program only covers bodily injury or death expenses. Property-only claims are ineligible.